Things I Learnt After Being A Working Adult For One Year
- keloweelee
- Jan 22, 2023
- 5 min read
This article was originally published on Crunch by Nuffnang.
We hear about “adulting” very often, as we use it to describe having to grow up or be responsible. However, no one really talks about what “adulting” actually entails. We might think that it’s related to the new sets of responsibilities we acquire as working adults, such as paying taxes, buying our own insurances, or taking ourselves to the doctor’s–but it’s more than that. Although that is indeed a part of being a grown-up, it is also about the transitions, making hard decisions, managing relationships and a whole lot of self-discovery.
My first year as a working adult has been a bitter-sweet experience. Although I am grateful to be financially stable despite the pandemic, I sure wished someone told me how hard this transition into adulthood would be. As such, I would like to share the lessons I have learnt – so that if you are about to experience the same transition, you are a bit more mentally prepared; or if you are in the same phase of life that I am, to be assured that you are not alone in this.
Self-awareness is key.
You might be rolling your eyes and thinking that this is “one of those mindfulness articles”–it is not. Self-reflection and journaling helped me overcome a very stressful global pandemic, and it also made me realize my value as an employee. For most of 2020, I was stuck in a job I did not enjoy. I was deliberating whether or not to leave but was concerned about damaging my resume (because a lot of companies appreciate loyalty).
However, being self-aware allowed me to know my strengths, weaknesses and values–this helped me realize that my then workplace simply would not help me reach my greatest potential. Sure enough, within two weeks of job-hunting, I received several offers at companies that would value my skill sets. This gave me the confidence and peace to leave a toxic environment in the midst of a pandemic.
If I were not intentional about self-awareness, I would not have had the power to negotiate for better pay, speak with confidence or be proactive with my work.
With great economic power, comes great responsibility.
All of a sudden, I had money. Hard-earned, self-generated money. It is liberating to be financially independent, but it is also important to remember that… with great economic power, comes great responsibility. There are a lot of direct applications such as cultivating a habit of saving, investing, applying for a credit card to build credit ratings–which are all very important (there are plenty of tools online, such as Multiply, an online platform with easily accessible information on personal finances).
But I also learnt more indirect lessons about money: being careless is expensive.
I lost my parking ticket once and had to pay an RM50 fine.
I bought a low-quality product online and paid over RM150 for a broken item.
I threw away receipts for things I could have refunded or claimed for.
I am unaware of how to claim income tax reliefs (or what can be relieved).
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